It had to happen...

If you have an income source that is taken away you still need to find the income to provide the service.

I think the banks were underhand with the fees they charged for overdrafts, returned cheques etc... greedy is another word and now they are getting their comeuppance. But they will make the money somehow.

If/when the charges do come into effect people will have to learn to manage their accounts so reducing the impact of the charges.

The banks should also remove the free transaction ATMs in 'poorer' areas (for none same bank customers). That will also make people manage their accounts better and plan ahead. Then others who do manage their accounts won't be subsidizing the free loaders.

Sometimes, there is too much given away on a plate so people expect more. When in fact they should be getting the same but managing it better.

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